Lately, I’ve had more time to think. I heard journaling is good for you, so I’m going to start writing down some thoughts on my blog. Those who know me know that I like to ask questions. One thing that I have been thinking about lately is what success means to me. What is success? … Read more
Last month, we decided to pay off our mortgage. It wasn’t an easy decision. By the way, no, that’s that’s not a picture of our house, silly! That’s just a stock photo. I wouldn’t put a picture of our house on the internet. I only put up all of our finances for the world to … Read more
Wow, we’re at the end of 2021 already! Here is my year-end financial summary. I’m doing these financial updates twice a year now (semiannually) to keep track of my progress. This is the year we finally became millionaires (read that post here). After over 5 years of hard work and tracking that goal, we eclipsed … Read more
This is the 5th monthly update on my goal to run a 5 minute mile (see post here). I’ll keep track of my training and progress here. Training For the most part, I neglected my speed training this month. Instead, I ran a 50k and a half marathon. With the cold weather, the holiday season, and … Read more
Is retirement bad for your health? What do people do after they retire? Do people get lonely? What are some things that can make retirement better? These are some of the things I’ve been asking myself as I reflect on my goal of early retirement / financial independence. Thinking about retirement makes me think about my … Read more
I’ve now given 51 rides as an Uber driver and about 9 as a Lyft driver. Let’s do an analysis on my Uber earnings to see what you could expect to earn as a driver in the DC metro area (specifically Fairfax, VA, a suburb of DC). Total earnings: $559.04 Earnings from driving: $409.04 Total hours online: 21.6 … Read more
Lately, I’ve been getting a lot of personal finance questions from 20-somethings, so I decided to come up with a list of 10 personal finance tips. Here they are: 1. Get out of debt and stay out. If you’re in your 20s, chances are you have at least one of these forms of debt: car payments, student … Read more
“Contentment comes not so much from great wealth as from few wants.” – Epictetus Lately, I’ve been exploring and practicing minimalism, and I realized how much it goes hand in hand with improving personal finances. What is minimalism? Here’s how The Minimalists define it: Minimalism is a tool to rid yourself of life’s excess in favor of … Read more
If you want to make God laugh, tell him about your plans. – Woody Allen In my previous post, I mentioned my goal of achieving financial independence (FI) by 2025, but I truly believe that, ultimately, my plans are in God’s hands. With that being said, I also believe that if we are good stewards … Read more
I just turned 30 a few months ago, and my son (below) just turned 1 a few days ago. Both of these milestones made me reflect on my life and my family’s future. I decided to change the path we are taking and blog about it. What is this blog about? I’ll be writing about personal finance, financial … Read more