Why I Don’t Regret Paying Off Our Mortgage Last Year

Last year, on April Fool’s Day, we paid off our mortgage. Was it foolish to pay off a 2.0% interest rate mortgage instead of investing in the stock market? Being immersed in the personal finance world, I know what the conventional wisdom says to do. Expected returns in the stock market are far greater than … Read more

Should I Use an Escalation Addendum in a Seller’s Market?

I am a licensed realtor in Virginia, so the subject matter presented here applies to Virginia only. It may or may not apply to your state, as contracts and addenda are state-specific. The opinions presented here are my own. Please consult your realtor for your specific situation. Today, I’ll be answering the question, “Should I … Read more

Top 12 Free (or Cheap) Activities for Young Children in Northern Virginia and D.C.

Children's Activities Northern Virginia DC

As a parent of young children, we are always looking for free or cheap activities to do with our kids here in northern Virginia. This list is not exhaustive, and obviously we haven’t been everywhere, but these are some of my favorite places to take my kids. They’re currently about 4 years old and 7 … Read more