“Should I rent or buy?” As a realtor, I get asked some form of this question often enough from people in my age group (late 20s / early 30s) that I thought I should address it in a blog post. Many people feel that renting is like throwing away money or paying someone else’s mortgage for them. … Read more
It’s been 2 months since we set a goal of paying off the mortgage by 2020 and to have a net worth of at least $1M by 2025. This is the 2nd update on the progress of the goal. If you’re wondering why we set this goal, see here. Mortgage progress: This month, we paid a … Read more
If you shop online and don’t have Ebates, you’re missing out on some easy cashback! Ebates was founded in 1998 and has paid out over $325 million since then. It’s free to use and easy to sign up. How does it work? Ebates has a relationship with over 1800 online stores. When you shop using Ebates, they … Read more
Why FI (Financial Independence)? People have different reasons for seeking financial independence. For some, it’s to buy big houses and fancy cars and live a life of luxury. For others, it may be to travel the world. Still for others, it may be to dedicate their time to a cause they feel passionate about. So … Read more
If you’re like most people, you probably have at least a small collection of DVDs that you don’t watch anymore. We had about 40 DVDs in our collection before we unloaded some of them on decluttr. I’m slowly trying to declutter our home, and decluttr was a great way to get rid of DVDs that we … Read more
See the update for March spending at the bottom of the page. We started tracking our spending this month on the Every Dollar app/website. I created a trial budget for February 2016 to compare how much I think we spend in each category vs. how much we actually spend. I was pretty accurate on most of … Read more