I’ve Given 50+ Rides as an Uber Driver. Here’s How It Went.

I’ve now given 51 rides as an Uber driver and about 9 as a Lyft driver. Let’s do an analysis on my Uber earnings to see what you could expect to earn as a driver in the DC metro area (specifically Fairfax, VA, a suburb of DC). Total earnings: $559.04 Earnings from driving: $409.04 Total hours online: 21.6 … Read more

10 Personal Finance Tips for 20-somethings from a 30 year old

Millennials Personal Finance

Lately, I’ve been getting a lot of personal finance questions from 20-somethings, so I decided to come up with a list of 10 personal finance tips. Here they are: 1. Get out of debt and stay out. If you’re in your 20s, chances are you have at least one of these forms of debt: car payments, student … Read more

Paying off a 30 Year Mortgage in 5 Years

(Scroll down to the bottom to see Mortgage Goal Progress) I set a goal to pay off the mortgage by 2020. Now it’s time to think about what it’s really going to take, and how I’m going to do it. First, let me address something briefly. Doesn’t investing provide a better return on investment than paying … Read more

Minimalism, Decluttering, and Personal Finance

“Contentment comes not so much from great wealth as from few wants.” – Epictetus Lately, I’ve been exploring and practicing minimalism, and I realized how much it goes hand in hand with improving personal finances. What is minimalism? Here’s how The Minimalists define it: Minimalism is a tool to rid yourself of life’s excess in favor of … Read more

The Strategy and The Current State of Affairs

If you want to make God laugh, tell him about your plans. – Woody Allen In my previous post, I mentioned my goal of achieving financial independence (FI) by 2025, but I truly believe that, ultimately, my plans are in God’s hands. With that being said, I also believe that if we are good stewards … Read more