Danny Lee When interest rates rise, home affordability shrinks. But what if there were a way to “lock in” yesterday’s low rates—even if you’re buying today? Enter: the assumable loan. In this guide, we’ll break down what assumable loans are, how they work, who qualifies, and why they could be a game-changer in today’s real estate market—especially … Read more
Electric vehicles (EVs) are becoming increasingly popular as more people embrace sustainable transportation and savings on fuel costs. If you’re considering buying a Tesla, you could significantly reduce your costs by taking advantage of the federal EV tax credit. Here’s everything you need to know to maximize your savings. What Is the Federal EV Tax … Read more
If you’re a real estate investor, you’ve likely heard of the 1031 exchange—a tax-deferred strategy that allows you to sell investment property and reinvest the proceeds into another property without immediately paying capital gains taxes. What you may not know is how Delaware Statutory Trusts (DSTs) can add flexibility, diversification, and passive income potential to … Read more
If you’re a real estate investor, you’ve likely heard of the 1031 exchange—a tax-deferred strategy that allows you to sell investment property and reinvest the proceeds into another property without immediately paying capital gains taxes. This powerful tool, named after Section 1031 of the IRS Code, is a game-changer for building long-term wealth. Here’s everything … Read more
If you’re getting ready to visit Disneyland and plan to utilize the Disability Access Service (DAS), one of the first steps is the DAS pass video chat interview. This is a crucial step to ensure that the DAS accommodations will meet your needs, and it can also save time by enabling you to pre-register before … Read more
Visiting Disneyland is a magical experience, but for guests with disabilities or special needs, navigating the parks can present unique challenges. Fortunately, Disney offers the Disability Access Service (DAS) to help ensure that everyone can enjoy their day at the parks with ease and comfort. Here’s everything you need to know about the DAS pass … Read more
When cruising with Royal Caribbean, you’re not just signing up for an unforgettable voyage on the ocean—you’re also embarking on a world-class culinary journey. Beyond the complimentary dining options, Royal Caribbean offers a range of specialty dining experiences that bring unique flavors and refined ambiance to your onboard dining. But with so many choices, which … Read more
When planning a Royal Caribbean cruise, one of the key aspects to consider is your dining experience. The cruise line offers multiple dining options to cater to every guest’s preferences, from scheduled sit-down dinners to flexible dining times. Whether you’re a first-time cruiser or a seasoned traveler, understanding these dining options can enhance your experience … Read more
Setting sail on a Disney Cruise is an exciting experience, but before you embark on your adventure, it’s important to complete your online check-in to ensure a smooth boarding process. To help you navigate this part of your trip, I’ve outlined the exact documents and information you’ll need. Let’s dive in! 1. Valid Passport or … Read more
If you’ve recently come into a lump sum of money—perhaps from a bonus, inheritance, or sale of an asset—you might be thinking about ways to reduce your mortgage burden. While refinancing is one option, a lesser-known strategy is mortgage recasting. Recasting can lower your monthly payments without the costs and complexities of refinancing. Here’s what … Read more