3 Reasons to Refinance Your Student Loans

3 Reasons to Refinance Your Student Loans

I recently refinanced one of my student loans. I think it was a smart move because I’m no longer paying close to 7% interest on that loan. However, the decision really wasn’t that simple. There are several things to consider before refinancing a loan. Before I start listing reasons to refinance your student loans, let me … Read more

10 Ways to Pay Off Your Mortgage Faster

10 ways to pay off your mortgage faster

What would you do with your money if you no longer had any debt payments? How would it feel to not have credit card payments, student loan payments, car payments, or mortgage payments? Being completely debt-free is something most people won’t experience until much later in life. However, there are a growing number of people who … Read more

Where I Agree and Disagree With Dave Ramsey and My Debt Story

I graduated from college in 2007 with just under $27,000 in student loans. Before I even got my diploma, I added another $12,000 in debt for a brand new car (2007 Hyundai Sonata, manual). I didn’t know much about personal finance back then. I just thought debt was a part of life. My first and second jobs out … Read more