Millennials, These Books Could Change Your Financial Life

Millennials, These Books Could Change Your Financial Life

This post may contain affiliate links. Please read this disclosure for more info. “You will be the same person in five years as you are today except for the people you meet and the books you read.” – Charlie “Tremendous” Jones I’m a firm believer that, in addition to the people you surround yourself with, the … Read more

Dr. FrugaLee’s Financial Independence Goals

Dr. FrugaLee's Financial Independence Goals

I had never really heard of ‘financial independence’ as a concept until Mr. FrugaLee started talking about it here. This whole idea is new to me. I’m still exploring what it is because everyone has their own definition. To me, financial independence means planning ahead, setting goals, and working hard so that you can live … Read more

April 2016 Goal Progress: Update #2

It’s been 2 months since we set a goal of paying off the mortgage by 2020 and to have a net worth of at least $1M by 2025. This is the 2nd update on the progress of the goal. If you’re wondering why we set this goal, see here. Mortgage progress: This month, we paid a … Read more

How Much Do Uber/Lyft Drivers Make?

If you’ve ever contemplated the idea of becoming an Uber and/or Lyft driver, I’m about to give you a realistic look at how much you can expect to earn (figures are from the D.C. Metro area). As a side hustle / learning experience, I signed up to be an Uber and Lyft driver in the Northern … Read more

March 2016 Goal Progress: Update #1

Last month, we set a goal of paying off the mortgage by 2020 and to have a net worth of at least $1M by 2025. Each month, I’ll be posting an update on the progress of the goal. Mortgage progress: Over the first month, we were able to pay down $4,824 towards the mortgage, which … Read more

Is Retirement Bad For Your Health?

Is retirement bad for your health? What do people do after they retire? Do people get lonely? What are some things that can make retirement better? These are some of the things I’ve been asking myself as I reflect on my goal of early retirement /  financial independence. Thinking about retirement makes me think about my … Read more

I’ve Given 50+ Rides as an Uber Driver. Here’s How It Went.

I’ve now given 51 rides as an Uber driver and about 9 as a Lyft driver. Let’s do an analysis on my Uber earnings to see what you could expect to earn as a driver in the DC metro area (specifically Fairfax, VA, a suburb of DC). Total earnings: $559.04 Earnings from driving: $409.04 Total hours online: 21.6 … Read more

Minimalism, Decluttering, and Personal Finance

“Contentment comes not so much from great wealth as from few wants.” – Epictetus Lately, I’ve been exploring and practicing minimalism, and I realized how much it goes hand in hand with improving personal finances. What is minimalism? Here’s how The Minimalists define it: Minimalism is a tool to rid yourself of life’s excess in favor of … Read more

The Strategy and The Current State of Affairs

If you want to make God laugh, tell him about your plans. – Woody Allen In my previous post, I mentioned my goal of achieving financial independence (FI) by 2025, but I truly believe that, ultimately, my plans are in God’s hands. With that being said, I also believe that if we are good stewards … Read more

The Starting Point

I just turned 30 a few months ago, and my son (below) just turned 1 a few days ago. Both of these milestones made me reflect on my life and my family’s future. I decided to change the path we are taking and blog about it. What is this blog about? I’ll be writing about personal finance, financial … Read more