Dave Ramsey’s Guidelines for Buying a House

LiveFrugaLee Dave Ramsey Buying House

Thinking about buying a house or already own one? See if you meet Dave’s guidelines for buying. If you don’t know who Dave Ramsey is, you can read a little more about him here. His book The Total Money Makeover drastically changed my financial life and shaped how I view and handle my personal finances today. Related: Where … Read moreDave Ramsey’s Guidelines for Buying a House

January 2018 Goal Progress: Update #23

LiveFrugaLee January 2018 update

It’s been 23 months since we set a goal to pay off the mortgage (on our condo) and to have a net worth of at least $1M by 2020. This is the 23rd update on the progress of the goal. If you’re wondering why we set this goal, click here. As I reflect on the past year, I’ve realized a … Read moreJanuary 2018 Goal Progress: Update #23

Millennials, These Books Could Change Your Financial Life

Millennials, These Books Could Change Your Financial Life

This post may contain affiliate links. Please read this disclosure for more info. “You will be the same person in five years as you are today except for the people you meet and the books you read.” – Charlie “Tremendous” Jones I’m a firm believer that, in addition to the people you surround yourself with, the … Read moreMillennials, These Books Could Change Your Financial Life

Where I Agree and Disagree With Dave Ramsey and My Debt Story

I graduated from college in 2007 with just under $27,000 in student loans. Before I even got my diploma, I added another $12,000 in debt for a brand new car (2007 Hyundai Sonata, manual). I didn’t know much about personal finance back then. I just thought debt was a part of life. My first and second jobs out … Read moreWhere I Agree and Disagree With Dave Ramsey and My Debt Story

Why FI? (Financial Independence, that is)

Why FI (Financial Independence)? People have different reasons for seeking financial independence. For some, it’s to buy big houses and fancy cars and live a life of luxury. For others, it may be to travel the world. Still for others, it may be to dedicate their time to a cause they feel passionate about. So … Read moreWhy FI? (Financial Independence, that is)