Why FI? (Financial Independence, that is)

Why FI (Financial Independence)? People have different reasons for seeking financial independence. For some, it’s to buy big houses and fancy cars and live a life of luxury. For others, it may be to travel the world. Still for others, it may be to dedicate their time to a cause they feel passionate about. So … Read more

What To Do With All Those DVDs You Don’t Watch Anymore

If you’re like most people, you probably have at least a small collection of DVDs that you don’t watch anymore. We had about 40 DVDs in our collection before we unloaded some of them on decluttr. I’m slowly trying to declutter our home, and decluttr was a great way to get rid of DVDs that we … Read more

How Much Do Uber/Lyft Drivers Make?

If you’ve ever contemplated the idea of becoming an Uber and/or Lyft driver, I’m about to give you a realistic look at how much you can expect to earn (figures are from the D.C. Metro area). As a side hustle / learning experience, I signed up to be an Uber and Lyft driver in the Northern … Read more

The Costco Effect: Are You Really Saving Money at Costco?

Don’t get me wrong, I love Costco. But today, I want to pose the following question to you: Are you really saving money at Costco? If your experience is similar to what mine is usually like, then the answer is probably not. Here’s how it usually goes. We drive over to Costco planning to get a … Read more

March 2016 Goal Progress: Update #1

Last month, we set a goal of paying off the mortgage by 2020 and to have a net worth of at least $1M by 2025. Each month, I’ll be posting an update on the progress of the goal. Mortgage progress: Over the first month, we were able to pay down $4,824 towards the mortgage, which … Read more

Is Retirement Bad For Your Health?

Is retirement bad for your health? What do people do after they retire? Do people get lonely? What are some things that can make retirement better? These are some of the things I’ve been asking myself as I reflect on my goal of early retirement /  financial independence. Thinking about retirement makes me think about my … Read more

I’ve Given 50+ Rides as an Uber Driver. Here’s How It Went.

I’ve now given 51 rides as an Uber driver and about 9 as a Lyft driver. Let’s do an analysis on my Uber earnings to see what you could expect to earn as a driver in the DC metro area (specifically Fairfax, VA, a suburb of DC). Total earnings: $559.04 Earnings from driving: $409.04 Total hours online: 21.6 … Read more