3 Reasons to Refinance Your Student Loans

3 Reasons to Refinance Your Student Loans

I recently refinanced one of my student loans. I think it was a smart move because I’m no longer paying close to 7% interest on that loan. However, the decision really wasn’t that simple. There are several things to consider before refinancing a loan. Before I start listing reasons to refinance your student loans, let me … Read more

December 2016 Goal Progress: Update #10 and 2016 Totals

December 2016 Goal Progress: Update #10 and 2016 Totals

It’s been 10 months since we set a goal to pay off the mortgage by 2020 and to have a net worth of at least $1M by 20252020. This is the 10th update on the progress of the goal. If you’re wondering why we set this goal, see here. Mortgage progress: As 2016 comes to an … Read more

July 2016 Goal Progress: Update #5 + I Broke My Ankle

It’s been 5 months since we set a goal to pay off the mortgage by 2020 and to have a net worth of at least $1M by 2025. This is the 5th update on the progress of the goal. If you’re wondering why we set this goal, see here. Mortgage progress: This month, we paid a … Read more

Where I Agree and Disagree With Dave Ramsey and My Debt Story

I graduated from college in 2007 with just under $27,000 in student loans. Before I even got my diploma, I added another $12,000 in debt for a brand new car (2007 Hyundai Sonata, manual). I didn’t know much about personal finance back then. I just thought debt was a part of life. My first and second jobs out … Read more