Budget Killer: Eating Out

We started tracking our spending this month on the Every Dollar app/website. I created a trial budget for February 2016 to compare how much I think we spend in each category vs. how much we actually spend. I was pretty accurate on most of the categories since most of our spending is relatively fixed every month. However, … Read more

Minimalism, Decluttering, and Personal Finance

“Contentment comes not so much from great wealth as from few wants.” – Epictetus Lately, I’ve been exploring and practicing minimalism, and I realized how much it goes hand in hand with improving personal finances. What is minimalism? Here’s how The Minimalists define it: Minimalism is a tool to rid yourself of life’s excess in favor of … Read more

The Strategy and The Current State of Affairs

If you want to make God laugh, tell him about your plans. – Woody Allen In my previous post, I mentioned my goal of achieving financial independence (FI) by 2025, but I truly believe that, ultimately, my plans are in God’s hands. With that being said, I also believe that if we are good stewards … Read more

The Starting Point

I just turned 30 a few months ago, and my son (below) just turned 1 a few days ago. Both of these milestones made me reflect on my life and my family’s future. I decided to change the path we are taking and blog about it. What is this blog about? I’ll be writing about personal finance, financial … Read more