Paying off a 30 Year Mortgage in 5 Years

(Scroll down to the bottom to see Mortgage Goal Progress) I set a goal to pay off the mortgage by 2020. Now it’s time to think about what it’s really going to take, and how I’m going to do it. First, let me address something briefly. Doesn’t investing provide a better return on investment than paying … Read more

Minimalism, Decluttering, and Personal Finance

“Contentment comes not so much from great wealth as from few wants.” – Epictetus Lately, I’ve been exploring and practicing minimalism, and I realized how much it goes hand in hand with improving personal finances. What is minimalism? Here’s how The Minimalists define it: Minimalism is a tool to rid yourself of life’s excess in favor of … Read more

The Strategy and The Current State of Affairs

If you want to make God laugh, tell him about your plans. – Woody Allen In my previous post, I mentioned my goal of achieving financial independence (FI) by 2025, but I truly believe that, ultimately, my plans are in God’s hands. With that being said, I also believe that if we are good stewards … Read more

The Starting Point

I just turned 30 a few months ago, and my son (below) just turned 1 a few days ago. Both of these milestones made me reflect on my life and my family’s future. I decided to change the path we are taking and blog about it. What is this blog about? I’ll be writing about personal finance, financial … Read more