Why I Finally Decided To Max Out My 401(k)/(TSP)

I made a small adjustment to my paycheck today and decided to max out my TSP (Thrift Savings Plan, basically the 401(k) for federal employees). The contribution limit is $18,000 in 2016 for those 49 and under. Those 50 and older can put away an additional $6,000. I get paid biweekly (26 times a year), … Read moreWhy I Finally Decided To Max Out My 401(k)/(TSP)

Paying off a 30 Year Mortgage in 5 Years

(Scroll down to the bottom to see Mortgage Goal Progress) I set a goal to pay off the mortgage by 2020. Now it’s time to think about what it’s really going to take, and how I’m going to do it. First, let me address something briefly. Doesn’t investing provide a better return on investment than paying … Read morePaying off a 30 Year Mortgage in 5 Years

I Started Driving For Uber (and Lyft) And You Can Too!

For the past three nights, after my son went down to sleep, I went out for a few hours to drive for Uber. Before I started, I figured I would quit after one day after seeing what’s it’s like, but it’s been really fun! Last night, I drove into D.C. for the first time as … Read moreI Started Driving For Uber (and Lyft) And You Can Too!

Minimalism, Decluttering, and Personal Finance

“Contentment comes not so much from great wealth as from few wants.” – Epictetus Lately, I’ve been exploring and practicing minimalism, and I realized how much it goes hand in hand with improving personal finances. What is minimalism? Here’s how The Minimalists define it: Minimalism is a tool to rid yourself of life’s excess in favor of … Read moreMinimalism, Decluttering, and Personal Finance

The Strategy and The Current State of Affairs

If you want to make God laugh, tell him about your plans. – Woody Allen In my previous post, I mentioned my goal of achieving financial independence (FI) by 2025, but I truly believe that, ultimately, my plans are in God’s hands. With that being said, I also believe that if we are good stewards … Read moreThe Strategy and The Current State of Affairs

The Starting Point

I just turned 30 a few months ago, and my son (below) just turned 1 a few days ago. Both of these milestones made me reflect on my life and my family’s future. I decided to change the path we are taking and blog about it. What is this blog about? I’ll be writing about personal finance, financial … Read moreThe Starting Point